Recurs Financials — Credit Card to Bank Transfer

Withdraw From Your Credit Card. Land In Your Bank. Instantly.

We withdraw available credit from your card and transfer it straight to the beneficiary's bank account — settled instantly. Charges depend on the amount, the card network, and the issuing bank.

Instant settlement

Visa · Rupay · Mastercard · Amex supported

Flat ₹250 below ₹10,000

Instant Fee Calculator

See Exactly What You'll Receive

1. Select Card Network

Visa

2% – 2.5%

Rupay

2.5% – 3%

Mastercard

2.5% – 3%

American Express

3.5% flat

2. Issuing Bank

Bank Group

3. Withdrawal Amount

Amount (₹)

₹

₹5,000

₹10,000

₹25,000

₹50,000

₹1,00,000

Fee Breakdown

PERCENTAGE FEE

Withdrawal Amount₹15,000

NetworkVisa

Applicable Rate2.5%

Fee Charged− ₹375

You Receive In Bank

₹14,625

Start This Transfer via WhatsApp →

Full Rate Card

Network	Issuing Bank	Amount Range	Charge
All Networks	Any Bank	Below ₹10,000	Flat ₹250
Visa	HDFC, IDFC, IndusInd, Yes Bank, SBI	₹10,000 & above	2.5%
Visa	Any Other Bank	₹10,000 & above	2%
Rupay / Mastercard	HDFC, IDFC, IndusInd, Yes Bank, SBI	₹10,000 & above	3%
Rupay / Mastercard	Any Other Bank	₹10,000 & above	2.5%
American Express	Any Bank	₹10,000 & above	3.5%
Any Network	ICICI Bank (fixed rate, overrides network)	Below ₹10,000	Flat ₹350
Any Network	ICICI Bank (fixed rate, overrides network)	₹10,000 & above	3.5%

About this calculator: Fees shown are Recurs Financials' current rate card, calculated instantly based on the network, issuing bank group, and withdrawal amount you select. Rates can change — this tool gives you a live, accurate figure based on the rates configured today, but always confirm before a large transfer, especially if your bank or network isn't listed above.